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What the Heck Is PMI? PMI stands for private mortgage insurance. If you can’t put down at least 20 percent when you’re buying a home, your lender will make you buy it.. Source: How to dump private mortgage insurance asap. posted by Mortgage Masters Group at 2:18 PM No comments.
VA Loans Pros – Up to 100% loan coverage of your home’s value – Usually come with lower closing costs than conventional loans – No private mortgage insurance requirement. Cheap closing costs Cons -.