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A borrower using a loan with a 10 percent down payment will have to come up with 15 percent soon. barnes expects freddie mac, the second-largest federal agency backing mortgages, to follow Fannie.
But few people have considered the risks posed by the Federal Home Loan Bank system, even though it occupies. Administrator James B. Lockhart III told BusinessWeek in an interview that the home.
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They are now playing a key role in the administration’s effort to modify or refinance up to 9 million home loans. Lockhart presented some options for how Fannie and Freddie should operate, but has not.
Home Mortgage Disclosure Act. Enacted by Congress in 1975, the Home Mortgage Disclosure Act legislates the reporting of loan data by lending institutions. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials.
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SAN FRANCISCO, Nov 20 (Reuters) – Mortgage lenders Countrywide, GMAC, Litton and HomeEq have agreed to let many potentially distressed borrowers in California keep the initial low rates of their home.
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