A mortgage pre-approval is a written statement from a lender that signifies a home-buyers qualification for a specific home loan. income, credit score, and debt are just some of the factors that go into the pre-approval process.
Advertisement Author’s Note: The catalyst for this series was the eye-opening discovery that over the last 20 years, the dealer invoice price has been turned into a bloated imposter that has nothing to do with any true vehicle cost – a fact which torpedoes the foundation for the ubiquitous "target price"negotiating advice on the Internet.
Getting pre-approved for a home loan is one of the most important things to do before you start searching for a house or condo. While you have probably spent a great deal of time imagining our dream home; you probably have not researched the differences between being pre-qualified verse being pre-approved for financing.
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Before Walking Away Consult An Attorney Before Walking Away Consult An Attorney – Blogger – Before Walking Away Consult An Attorney Posted by Michael Shedlock at 12:43 PM Disclaimer: The content on this site is provided as general information only and should not be taken as investment advice.
From the author of "13 car buying mistakes," here are the "10 BEST Auto Finance tips" if you are buying a car! Want to know how you beat the Car Dealership Finance Man?
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The banker said since pre-approval doesn’t equal mortgage rates, there’s no benefit to getting pre-approved at more than one place. So do you need 1 pre-approval or multiple? If it’s good to have just one pre-approval, when do you try to get more approvals from different lenders for the intention of shopping WITHOUT dinging your credit?
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Buying and selling a car is not always an easy process. Even for the seasoned buyer, there are many questions and factors to consider and, sometimes, the solution might be difficult to find. To make the process more streamlined, we compiled some of the best personal finance tools and resources available for potential loan customers.