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Why Every First Home Buyer in CT Should Get Mortgage Pre-Approval In 2015.. With a Mortgage Pre-Approval, the buyer supplies all the written documentation of the information they claim to be true. This formal application is reviewed by and underwriter to be sure the credit, income and.
Why every home buyer needs a pre-approval before home shopping. Sellers and agents won’t take you seriously as a buyer without mortgage pre-approval. And making an offer without it can cause major embarrassment.
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Why Do real estate agents Ask For A Pre-Approval One of the most common home buying myths that exists is that when buying a home, you should find a home before getting a pre-approval. There are some real estate agents who will show a home, or several homes, to a buyer without knowing whether a buyer is pre-approved or not.
As you search for a home getting pre-approved for a mortgage is an important step to take. This step helps to clarify our house-hunting budget or the monthly mortgage payment you can handle.
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It is not unheard of to not get a pre-approval the first time you try. For that reason, it is very important to make your mortgage pre-approval your FIRST step in the home purchase process. What you do not want to do is get your heart set in a specific home, and then have to go through the mortgage pre-approval process.